When we looked at the information provided by Condusef, we could not believe what we saw: In Mexico, seven out of ten vehicles lacked proper insurance coverage.
Even the threat of paying a fine of 4,100 pesos is not enough to convince drivers that they need to take out the required range. Mandatory.
We have been able to get a glimpse of what the root causes of this issue are after consulting with professionals in the field of road safety.
These root causes include the absence of a culture of having insurance, the inability to afford a policy, and misinformation.
Since we have no control over the first two factors, we will focus on highlighting the 15 most advantageous insurance policy options.
To begin, we have to give some thought to the types of coverage we require so that we do not sign agreements for things that are not necessary.
The choice between full coverage, full coverage plus excess, and third-party coverage is another one that requires us to make it with composure.
Then, we need to consider the quality-to-price ratio about what it is that we are looking for: although it may be difficult for us to pay a lot at times, we will be thankful that we did so if we are involved in an accident.
Customers place a high value on the ability to meet their demands and claims and on providing roadside assistance and offering linked workshops.
El ‘Guila is a company that has successfully developed exclusive coverages that can cater exceptionally well to clients’ requirements.
These include the comprehensive, the semi-comprehensive, the traditional 100 coverage, the 100 plus coverage, the limited coverage, and the civil liability coverage, in addition to other optional ranges.
On the other hand, according to the Condusef rating of 2020, they receive a grade of 3.8 in terms of their attention to claims and resolutions, even though it works very well most of the time, and they have more than 20 years of experience in the industry.
The reasonably priced car insurance offered by Afirme shields your vehicle from financial loss in the event of material damage, theft, or accidents.
They cater additional coverages to meet the requirements of their customers, provide coverage packages that extend for up to 20 years and include both legal and roadside assistance as part of their offerings.
Even though they only offer a limited amount of information on their website, this company has provided this kind of insurance to customers since 1998.
The platinum plan offers the most comprehensive protection, as it applies to almost any situation.
Zurich and Santander are two of the largest companies and banks in the world, respectively. Zurich is one of the world’s largest companies.
The fact that they work together has both advantages and disadvantages to offer.
The fact that they are a very solvent insurance company with a great deal of experience in the industry is one of the positive aspects of its business.
The disadvantage is that they are not as likely to provide a personalized service comparable to what a more compact business could.
In conclusion, their Condusef rating is 6.4, which they have received.
The fact that the basic coverage includes either legal advice and defense or medical expenses for the occupants already reveals something about the level of service provided by Seguros El Potos (but the basic one does not have road assistance).
They offer coverage for a wide variety of situations. They began selling automobile insurance in 1971 and currently have a customer rating of 6.7 out of 10.
The best part is that they are a very open and honest company, and it is easy to acquire information regarding its offerings.
Some customers have been patrons of this company for more than half a century, and the relationship between the two parties has been passed down to the customers’ offspring.
They have clients in more than 130 countries, have been in business for 70 years, and have 400 employees in Mexico.
Additionally, they have more than 1,000 agents in their network.
It is a company that inspires a great deal of confidence in every one of the nations in which it has been implemented.
Already included in the basic coverage is the possibility of purchasing additional roadside assistance; the Gold plan is the most comprehensive option.
And at a price that is reasonable throughout.
They gave it a rating of 6.6, but with the condition that there will be a noticeable improvement in the second half of 2020.
The cost of limited coverage begins at $410 per month, while the cost of liability insurance begins at $316 per month.
Then there is a comprehensive and comprehensive plus, both of which are excellent in their own right. The cost of the most basic form of standard insurance is $1,245.66.
They do not include coverage for commercial trucks or other transport vehicles.
Quálitas is one of the most well-known companies in Mexico.
It has always been notable for the professionalism with which it conducts business and the high quality of its services.
They have been in business for over 25 years and consistently maintained a healthy financial solvency.
In addition, they were given a score of 7.7 in 2020, which designates them as an outstanding and reliable business.
They can provide insurance for any motor vehicle. The downside to working with a reputable company is that the number of available packages is somewhat restricted.
Because Mapfre holds the third spot in Latin America and the eleventh spot in Europe, we are talking about a massive company (we have already seen that this has good and bad things).
It provides a selection of coverages that can accommodate any driver thanks to its five available options.
You can obtain the policy without speaking with anyone, receive it immediately, pay for it over months without being charged interest, and receive a discount on your quote at all times.
They were given a score of 7.8 out of 10.
Your tranquility is our top priority, is their motto, and the truth is that they have been successful in living up to that promise.
Not only have they accomplished an outstanding result with a score of 7.9, but they are also the most cost-effective business.
Their work has been predicated on accommodating their customers’ requirements by implementing very particular coverages.
They are now considered one of the most successful businesses in Mexico because they constructed the tallest tower in the country.
The combination of ABA and Chubb will result in an even more powerful business. In 2020, they received an 8.1 grade and were moving in the right direction.
Their strengths include their app, which allows you to complete a large number of errands; their towing service, for which you can check online the costs of repairs; and their Auto relief plus service, which means that they will lend you a car if you suffer a total or partial loss of your vehicle.
Because Inbursa was rated 8.6, we are talking about a company that provides excellent assurance in its products and services.
They provide five different types of coverage, and they have three exclusive benefits: a location guarantee (you register your policy in the app, and then they can geolocate you), an arrival guarantee (they commit to arriving at the place of the claim within 30 minutes), and a payment guarantee (they pay you in less than 48 hours if you suffer a total loss of the vehicle as a result of theft or material damage).
Banorte is another company that has received positive reviews across the board.
They provide you with a wide variety of benefits, such as a replacement vehicle if yours is stolen, an extension of your coverage if you are found legally liable for something, and assistance from a legal professional.
They offer three types of coverage: comprehensive, limited, and liability for civil claims.
According to Condusef, they received a score of 9.1, which provides us with confidence that they will attend to any claim.
We know we will be protected when a significant, well-known international financial institution is mentioned.
Bancomer is not only one of the most cost-effective businesses but also provides a comprehensive selection of goods to fulfill the requirements of its clientele.
They will lend you a car for twenty days.
If yours needs to go into the shop for repairs, you can file a claim at any time of day or night, and you will still have access to towing, tire changes, and a current pass.
Axa Seguros comes in at number two in the standings.
This multinational company has a strong reputation for providing exceptional service to its patrons.
They always try to go above and beyond what the competition offers, providing excellent support in car accidents, car theft, third-party damages, and attention overseas.
You can purchase individual auto insurance, insurance for rental cars, or just the minimum required liability insurance required by the federal government.
The score that Condusef gave them was 9.2 out of 10.
The best option is because it provides the highest level of service at the lowest possible cost.
This includes coverage for the driver’s insurance, civil liability to occupants, and damages to third parties.
The highest quality because, according to Condusef, it scored 9.3 out of 10. The best option is because it provides a satisfactory return on the investment.
In addition, if you purchase a policy from them and continue to do business with them for some time, you will receive several discounts.
In addition, if you drive less than 7,000 kilometers per year, they will give you a value and an eco badge.
¿Did you like the content?